Avoidance - Identifying areas where risk can be avoided.

At Sullivan & Associates we focus on risk management. Risk is a fact of life, whether known, or as yet, unidentified. This is why we assist our clients with ARRT.

Reduction - Putting the odds in your favor by reducing the probability of a loss.

Retention - Defining/Implementing deductibles that make sense; retaining responsibility for a portion fo the loss.

Transfer - Ensuring that you have the proper insurance to transfer the risk of financial loss to another entity.

Let Sullivan & Associates help you manage your risk so you can focus on building your future.

Other Agencies only focus on the tranferal portion of the risk management equation. This minimizes the benefits, and money saving opportunity, that could be acheived by your business.