Umbrella Policies

Umbrella policies are important because...

We see it in the headlines, tragic events seemingly triggered by impossible coincidences. No one wants to think it can happen to them. On the other hand, seemingly minor incidents turn into major litigation cases. Hot coffee anyone?

Although the odds of such events occurring are small, the consequences can be devastating. Savings, assets, future wages can all be targeted as part of a settlement. For a small investment in an umbrella policy you can increase your liability limits, just in case.

  • Liability limits from $1,000,000 to $5,000,000
  • Limits above $5,000,000 also available through additional markets
  • Coverage for claims which may be excluded on primary policies
You want a partner who understands your objectives, defines and presents the options available, discusses the short and long term affects in making decisions and works in your best interests on a consistent basis. Sullivan & Associates has maintained the highest degree of integrity and confidence in building a relationship based on trust for over 25 years.