Long Term Care
Taking care of yourself so others don't have to
Long-term care is a topic that we often put off until it is too late. When planning for retirement it is common to consider Medicare and potentially Medicaid as your tool for handling medical and care expenses. Unfortunately, these programs don't handle many of the expenses that may arrive during a time of need. What is not covered through Medicare and/or Medicaid is the assistance in performing Activities of Daily Living.
- Using the toilet
- Getting in/out of a bed or chair
Do I really need this type of coverage?
More than two-thirds of individuals over the age of 65 will require long-term care services. Long-term care is also not just for Seniors, if fact more than on-third of patients receiving long-term care services are under the age of 65.
Securing your assets while providing quality care
By purchasing long-term care insurance you help to ensure that your or a family member has the care they need. You help to not only protect your assets but potentially the assets of family who may need to assist in the absence of this coverage.