Additional Lines

At Sullivan & Associates we can help insure not only your Home and Auto, but we can insure:

  • Boats
  • Motor Homes, Pop-up Campers
  • Vacation Homes
  • Rental Property
  • Flood Insurance
  • Snowmobiles
  • ATVs

Related News and Information

Thunder and Lightning Very Very Frightening

Originally Posted Friday, May 17, 2013


Cloud to ground lightning is extremely fast, hot, and powerful.  A lightning discharge occurs over the span of 100 milliseconds, heating the air around it to 15,000 to 60,000 degrees Farenheit and carrying a peak energy of up to 30,000 amps.  Yet people are repeatedly willing to accept the risk of coming into contact with something so deadly.

A 1997 report by the National Oceanic and Atmospheric Administration analyzed 35 years of lighting injury and fatality data in the U. S.  Some of the study’s interesting findings include:

84 percent of injury and fatality victims were male. 
June, July, and August accounted for 21 percent, 30 percent and 22 percent of incidents, respectively. 
The peak period for incidents was 2 p.m. to 6 p.m. 
Incidents were most common on Saturday, Wednesday, and Sunday. 

Data analyzed by the National Lightning Safety Institute (NLSI) from 1990 – 2003 revealed that there were 756 U.S. fatalities during that time period.  Florida, with 126 fatalities, was the most deadly state by far, followed by Texas (52), and Colorado (39).  Many of the western states had high per capita death rates , led by Wyoming at 2.02 deaths per million people.

What can we do to protect ourselves and our loved ones from lightning?  The NLSI offers some personal safety tips on its website.  Of primary importance is planning our outdoor activities around the weather so we are not caught outside unaware.  If you find yourself outside with a storm approaching, avoid bodies of water, open spaces, and high ground.  Additionally, you should avoid contact with metal objects, including electrical wiring and fencing.  Maintain a distance of at least 15 feet between people.  If you are inside, stay away from doors and windows, water sources, electrical appliances, computers, and land-line telephones.

As you plan and participate in outdoor activities this summer, make sure that you give lightning the respect it deserves.  Have you ever had a close encounter with lightning?

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Back Pain

Originally Posted Tuesday, April 02, 2013


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Family History Can Be a Stroke of Bad Luck

Originally Posted Tuesday, February 26, 2013


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Refresh Your Memory on Rules of the Road

Originally Posted Thursday, January 10, 2013

We all like to think we’re safe drivers, right?  Obeying the speed limit, wearing our seatbelt, and keeping our eyes on the road are safe driving habits we should all practice.  But what about the actual driving laws in your state?  I’m sure most of us haven’t reviewed some form of those since completing our driver’s education class and passing the state’s written exam.  How long ago was that for you?  For me, it’s approaching 20 years ago!  More

Special Event Insurance

Originally Posted Wednesday, December 26, 2012

Hosting events such as concerts, festivals, conferences, trade shows, sporting events and celebrations subjects a business to a variety of liabilities and business risks that must be considered to avoid costly litigation or other losses when something goes amiss. Appropriate coverages for events include Property Insurance, General Liability Insurance, Employer’s Liability Insurance and Cancellation Insurance. More

DRUNK DRIVING: SOME STAGGERING STATISTICS

Originally Posted Wednesday, December 26, 2012

The holidays are in full swing and that means plenty of holiday parties. These gatherings are great fun, filled with good company, bad gifts, and good drinks. Most of us have hit the eggnog a little too hard at one time or another, but all too often someone will also get behind the wheel afterward. This decision can alter the lives of many people in the blink of an eye. More

"Working" Your New Year's Resolution

Originally Posted Wednesday, December 19, 2012

With the beginning of each New Year comes talk of our New Year resolutions: eat better, exercise, spend less money, etc.   I know it seems early to start working on a change but studies show that you may be more successful if you start in December.  Considering how much time we spend at work each day, we really should make some work-related resolutions as well as personal. Have you ever thought about making an ergonomic workstation resolution? More

Don't let Scrooge burn down your Christmas Tree!

Originally Posted Monday, December 10, 2012

Published on Dec 6, 2012  More

Stress Decoded - Relax and Thrive this Holiday Season

Originally Posted Monday, December 10, 2012

With the holidays on the horizon, our calendars are filling up like a bingo board. We all love a good time, but the festivities have a way of intensifying our stress levels and leaving us feeling less than cheerful when it's all over. Stress takes a toll on more than your nerves and holiday spirit—your eye health and overall wellbeing are on the line, too.  More

Stay Warm but stay Safe this Winter!

Originally Posted Monday, November 12, 2012

We just had a beautiful weekend here.  Saturday it was sunny and the temperature was near 70 degrees.  Today, just two days later, it was 29 degrees when I got up to walk the dogs this morning.  Winter is definitely on its way.  As temperatures get colder, we’ll need to turn up the heat. And as fuel and utility costs continue to increase, people are looking for alternative heating sources. More

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