Sullivan & Associates | News & Insight

Your resource for the latest news, tips and trends from the fields of risk management and personal insurance.

Driver Fatigue

Originally Posted Wednesday, February 22, 2012

Driver Fatigue More

Employment Practices Liability Insurance: Crucial for Small Businesses Too

Originally Posted Wednesday, February 22, 2012

Employment Practices Liability Insurance: Crucial for Small Businesses Too More

Compromise on Contraceptive Coverage for Religious Employers

Originally Posted Monday, February 20, 2012

Under health care reform, non-grandfathered health plans must cover women's preventive care services, including contraception, without charging a co-pay or deductible.  This rule is effective as soon as August 2012 for some plans. More

Mother Nature Takes a Toll on Homeowners Insurance posted by Jeff Foster of Central Insurance Company

Originally Posted Monday, February 20, 2012

If you're like me, you've probably noticed an increase in your homeowners insurance premiums.  While it doesn't make it any easier, it's important for you to know that you're not alone.  Most homeowners insurance companies across the nation are increasing the price they charge to protect your home and its contents. More

Five Tips for Safe Winter Driving by Scott Marshall, Central Insurance Company

Originally Posted Friday, January 13, 2012

The winter holiday season brings great things like Christmas, New Year's celebration's, delicious food, and time with family.  It also can bring not-so-great things like adding pounds to the waistline, juggling a hectic schedule, and feeling more tired when you return to work after the first of the year then you were when the holiday season began! More

Love Thy Neighbor But Beware of Their Trees by R.J. Coleman, Central Insurance Company

Originally Posted Monday, November 21, 2011

I am not sure what the weather has been like in  your area over the last couple of days but in Northwest Ohio it has been crazy windy. Since becoming a claims adjuster, I think in a completely different way when it comes to the weather. All I think about are the weather-related claims that will be rolling in. More

Business Automobile- Focus on Hired Automobile Liability

Originally Posted Saturday, May 14, 2011

Many commercial automobile policies provide Hired Automobile Liability coverage when a vehicle needs to be rented for business use. The coverage is for liability only and you would have to purchase physical damage from the rental company or have Hired Automobile Physical Damage added to your policy. More

Insurance for Directors & Officers

Originally Posted Monday, March 21, 2011

An often overlooked coverage is Directors and Officers Liability (D&O.)   The following article provides some valuable insight regarding this often understood coverage.

http://www.inc.com/guides/2010/12/how-to-determine-whether-to-insure-directors-and-officers.html More

Winterize your water pipes!

Originally Posted Thursday, February 10, 2011

Don't wait until it's too late to protect your pipes from freezing.  Water from burst pipes not only damages your personal property but often requires expensive repairs to your home or building.  Prepare your pipes for cold temperatures: More

Homeowners Loss Prevention Tips

Originally Posted Thursday, January 27, 2011

You purchase homeowners insurance to protect yourself from the financial hardship that a total loss could bring.  Yet most losses that occur are minor losses that could have easily been prevented through a program of regular preventative maintenance.

Below are some tips to help you get started on your own home preventive maintenance program that will reduce the chance of a minor loss occurring.

Everyday Loss Prevention More